Can anyone out there tell me a more disturbing thing than being kept in the dark about something that can totally benefit the lives of all of us. I personally get very angry when I witness avarice and greed. It is disgusting how some individuals can live with themslves when they pull a stunt like that. Sure, I advocate controlling anger, but one must admit that is a hard pill to swallow when indifference toward others dominates community good will. The concept of infinite banking would really have changed the lives of many had it been made available to us. Well. I guess, better late than never.